23 Affordable Fine Jewelry Brands To Shop For Exquisitely Delicate Pieces

Styles to shine in.

Originally Published: 
the last line earrings

Fashion trends come and go, but when it comes to jewelry, investing in higher quality pieces ensures you'll have your staples forever. The words fine jewelry might conjure up images of super expensive earrings or out-of-the-budget diamond tennis bracelets, but it doesn’t have to be this way. Everyday accessories shouldn’t break the bank and the list of 23 affordable fine jewelry brands, below, are ideal for sourcing new forever pieces. (You’ll also discover that many of these brands carry semi-fine jewelry pieces, which are even more budget-friendly.)

Sunday Energy is one such affordable label that has minimalist bracelets, necklaces, and rings that work as everyday pieces, or for gifting to even the pickiest of friends and family. If you want to tap into your sea goddess or mermaid vibes, all of Luiny’s fine jewelry collections are inspired by the ocean. There are dainty pearl earrings and smooth-edged neutral-colored baubles that represent the ocean waves and the sea. Meanwhile, PDPAOLA incorporates colorful gemstones into its delicate jewelry. Personalization is a trademark for this brand as you can opt for an initial necklace or a necklace with your astrology sign. Meanwhile, Asian-owned label TAI has intricately designed gold necklaces that you can wear alone or layered with other pieces for a more trendy style.

Keep scrolling for the best fine jewelry brands with affordable options (and the occasion splurge) below.

We at TZR only include products that have been independently selected by our editors. We may receive a portion of sales if you purchase a product through a link in this article.


The Last Line

Aiming to make luxury jewelry less intimidating and more accessible, The Last Line has the perfect delicate base and statement designs for layering. It also has embodied a fun Y2K energy, making it just the choice for this season’s Hot Aughts trend.


The M Jewelers

The ultimate mix of timeless and of-the-moment details, The M Jewelers gives popular statement pieces a unique and subtle spin. For instance: Pearlcore has taken over the internet, but The M Jewelers make the classic style eccentric with the Old English initial.



With designs for both men and women, Mateo puts a one-of-a-kind slant on everything with burst of color and intricately placed crystals. The label also provides a wide range of prices — starting just around a few hundred — making it accessible, while keeping the luxury energy alive.



Catbird is a reliably affordable brand that has recently gained attention from Gen Z and Millennials alike. Offering low-cost options for wedding and everyday jewelry — all of which are beautifully individualistic — its a go-to for downtown-cool girls in the know.


Stone and Strand

For a whimsical take on your earrings, opt for these butterfly studs made from 10k solid yellow gold. Stone and Strand, a women-owned label based in NYC, prides itself on its frequent support of charitable organizations, such as CARE’s Ukraine Crisis Fund.



Although Aurate offers plenty of luxe designs, there are still beautiful pieces you can find for under $150. Take this gold vermeil bar necklace as an example: the overlapping mini gold plates give the minimalist item a cute and subtle design.


SHW Jewelry

Because these earrings are such a minimalist style, you never have to worry about if they match your outfit or not — they 100% will. That’s because SHW puts a modern spin on classic silhouettes, embracing geometric shapes and funky colorations that make everything look cooler.


Monica Vinader

If you’re stuck on how to mix silver and gold jewelry together — worry not. This bracelet, crafted from recycled gold and silver, will help you achieve the look with ease. Monica Vinader is all about accepting the sleek, sophisticated city girl within. With the goal to celebrate individualistic women, Monica Vinader makes classic designs feel fresh.



Gorjana’s fine jewelry collection has all the dainty, whimsical diamonds, and solid gold pieces you’ll want. These delicate huggies are great for everyday wear.



PDPAOLA is known for its fine jewelry that caters to those who follow a minimalistic aesthetic. The brand also offers letter necklaces and astrology jewelry, so you can pick a bauble that best reflects your personality.



Originated in Bangkok, Thailand, and now based in LA, TAI is a must-know name for lovers of brands like Mejuri and Catbird. Besides dainty and delicate jewelry, the line is full of feel-good motifs such as astrology, evil eyes, and good luck symbols.


XIO By Ylette

This herringbone necklace has a triangle accent design that will add a little pizzazz to your layered necklace stack. XIO also offers custom jewelry tailored to your liking, so don’t be afraid to take a stab at creating the sparkly accessory of your dreams.



Hailing from Puerto Rico and now based in NYC, Luiny Rivera uses seashells, beads, and radiant colored stones to create artistic accessories inspired by the ocean. All of her jewelry has smooth or rounded edges that reference sea waves.



If you’re over thin chains and teeny pearls, Soko’s jewelry is full of the artful designs and geometric shapes you’re looking for. Chain bracelets are also given a rework with striking links of differing sizes, so switch up your arm candy with something more unexpected.


Daisy London

The theme of Daisy London’s jewelry revolves around spirituality and femininity. The collection consists of elevated essentials that look so luxe, you can wear them to work and a black-tie soirée. Also, the handcrafted jewelry brand is popular amongst celebrities (Gigi Hadid in a fan).


Paula Mendoza

Love a good circular-shaped earrings, rings, or bracelets? Then Paula Mendoza is for you. As an extra plus, all the materials included in her collections are locally-sourced in Colombia.


Pamela Love

Pamela Love will provide the witchy jewelry your zodiac sign is begging for. Embrace the collection’s earthy vibes by adding your favorite gemstone to your collection or even your birthstone. The label also offers at-home piercing appointments in NYC and LA, so make the jump and get that piercing you’ve had pinned on Pinterest for years.


Martine Ali

Martine Ali will speak to those who only wear silver jewelry. The line puts a modernized twist on vintage pieces with chain-based jewelry and accessories that pay a tribute to the ‘90s era grunge and hip-hop culture.


Astrid and Miyu

This London-based favorite quickly collected a cult following with its eye-catching ear studs. But its other offerings, such as necklaces and rings, are equally enticing. Stock up on sweet little dangles or pave huggies for an exciting new “earscape.”



Arlo works with ethical jewelers to create quality essentials that are artfully understated. The dainty offerings are nothing short of uplifting, so expect to never want to take these precious baubles off.


Wilhelmina Garcia

Wilhelmina Garcia aims to tell a story through its quaint jewelry. Dress up your everyday looks with its chunky chains featuring infectiously happy motifs like a four-leaf clover and an adorable heart-embellished yin and yang sign.



With over three generations involved in Oradina’s heritage, the brand carries a timeless emotion in all their pieces, embracing new trends while staying true to standard designs. (Plus, they make a killer pair of hoops.)


Little Rooms

IMO, the best sort of understated style have a sneaky playful accents. Little Rooms does just that with its kitschy offerings like rings with witty sayings such as "strange" and "superstitious.”

This article was originally published on